TERMS
Terms of Use
The ground rules for using sk102.co and the tools on it, in plain language.
01
Using this site
sk102.co is operated by SK102 LLC, 1270 N Marine Corps Dr, Ste 101-397, Tamuning, GU 96913. By using the site you agree to these terms. If you do not agree, please do not use it. A signed services agreement with SK102, where one exists, governs that engagement and takes precedence over this page.
02
Information, not advice
The pages and essays here are general information and opinion. They are not legal, financial, or professional advice, and reading them does not create a client relationship. That begins only with a written agreement.
We work to keep the site accurate and cite our sources, but we do not guarantee that every statement is complete or current. If you find an error, tell us at info@sk102.co.
03
The AI assistant and public-record tool
- Answers are generated by AI models and can be wrong or incomplete. Check anything that matters against the cited source document before relying on it.
- The public-record tool answers only from the reports it has indexed. It is a demonstration, not an official record, and is not affiliated with the agencies whose reports it cites.
- Do not enter confidential, sensitive, or personal information about other people.
- Both tools are rate limited. We may restrict or suspend access to protect the service.
04
Acceptable use
You agree not to:
- attempt to gain unauthorized access to the site, its accounts, or its systems;
- disrupt the site or load it with automated requests beyond ordinary crawling;
- use the forms or AI tools to send spam, unlawful content, or malicious code;
- misrepresent who you are when you contact us or book a meeting.
Good-faith security research is welcome under our disclosure policy.
05
Ownership of content
The text, design, and software of this site belong to SK102 LLC unless credited otherwise. You may quote and link to it with attribution. Government reports and other third-party material cited here remain the property of their publishers.
06
Privacy
How we collect, use, and retain personal information is described in our privacy policy.
07
Disclaimers and liability
The site is provided as is, without warranties of any kind, to the extent the law allows. We are not responsible for third-party sites we link to.
To the extent the law allows, SK102 LLC is not liable for indirect or consequential loss arising from use of the site or reliance on its content.
08
Governing law and changes
These terms are governed by the laws of Guam, USA. We may update them; the date below shows the latest revision, and continued use of the site means you accept it. Questions: info@sk102.co.
Last updated: November 2026